Terms and Conditions of Service

These terms outline the conditions for using our subscription planning service. Please read them carefully before proceeding.

September 23, 2025

Acceptance of Terms

By accessing or using our website and services, you agree to these terms and all applicable policies. If you do not accept, please do not use this website or subscribe to our service.

Definitions

The following definitions apply throughout these terms and conditions:

• 'Service' refers to the subscription-based planning provided by novariceldor.com.
• 'User' means any individual accessing or using our website or services.
• 'Subscription' means the ongoing plan billed at regular intervals for access to our services.
• 'Content' refers to text, graphics, and information provided on this site.

Service Usage Conditions

Our service is for Australian residents seeking general planning support. No investment, legal, or tax advice is provided.

Eligibility

You must be 18 years or older and a resident of Australia to subscribe or use our services.

Service not available to minors or non-residents.

User Responsibilities

Users are expected to provide accurate information and comply with all applicable laws.

• Provide truthful and complete details during sign-up.
• Keep account details secure and confidential.
• Use the service only for lawful purposes in Australia.
• Promptly inform us of any unauthorised account access.

Prohibited Uses

Do not use our site or services for unlawful or unauthorised purposes.

• Attempt to gain unauthorised access to our systems or data.
• Engage in fraudulent, misleading, or deceptive conduct.
• Transmit harmful code or disrupt website functions.
• Use our services for commercial resale or redistribution.
• Infringe on intellectual property rights of others or our company.

Intellectual Property Rights

All website content, branding, and materials are owned by novariceldor.com or licensed to us. Users may not copy, distribute, or modify content without permission.

User Content

Users may submit information for consultations. Do not share unlawful or confidential third-party data.

Privacy and Data Protection

We protect your information according to our privacy policy and Australian law. See our privacy policy for full details. Privacy Policy

Service Disclaimer Notice

Our service provides general information only. No guarantees or specific outcomes are promised.

Limitation of Liability

We are not liable for indirect or consequential damages resulting from use of our service or website.

Indemnification

You agree to indemnify us for any claims arising from misuse of our site or breach of these terms.

Dispute Resolution Process

If a dispute arises, we aim to resolve it amicably through direct communication.

Governing Law and Jurisdiction

Australian law governs these terms and all service agreements.

Termination

We may terminate or suspend access for breach of these terms or unlawful activity.

Modifications

We may update these terms at any time. Please review regularly for changes.

Severability

If any term is unenforceable, remaining provisions continue in effect.

Entire Agreement

These terms, with our policies, form the complete agreement between you and novariceldor.com.

Contact for Terms

Questions about these terms can be sent to our team using the details below.